the finance plans available for each product varies depending on the items value and how much the item is discounted. Should you need to make a claim under this certificate contact the Jeweller that issued this certificate to notify the loss at your earliest opportunity and within thirty (30) days in any event. To calculate the overall star rating and percentage breakdown by star, we don’t use a simple average. Embrace love in this sterling silver Pandora Elevated Heart Necklace, which comes with an adjustable 40-45 cm clasp that will allow you to wear it in two different lengths. You can change your choices at any time by visiting Cookie preferences, as described in the Cookie notice.

Adjust the necklace length to suit your style and wear with other heart-shaped pieces for a look filled with love. If your application is successful, you will enter into a Credit Agreement with Secure Trust Bank Plc (V12's parent company) which will be administered by V12. There is no liability under this certificate where you (the Assured) are entitled to receive payment under any other insurance EXCEPT in respect of any excess beyond the amount which would have been covered under such other insurance had this insurance not been effected. V12 Retail Finance Limited act as a credit broker and introduces to one or more lenders, for which they will receive a commission. Romance makes the heart grow fonder - the Pandora Elevated Heart Necklace is brought to you from their Pandora Christmas collection.

If you (the Assured) make any claim knowing it to be false or fraudulent in respect of any loss or the amount involved, this claim could be declined and all future claims made under it could be forfeited. Anywhere in the United Kingdom (including the Isle of Man and the Channel Islands), plus up to thirty (30) consecutive days elsewhere. Lovingly crafted from highly polished 925 sterling silver, the necklace design features a love heart pendant with a heart-shaped clear cubic zirconia gemstone in the centre, surrounded by a halo of smaller stones which create a frame around the edge.

The white side is infused with a cleaning solution which can remove tarnishing from sterling silver and 14ct gold. Any cost of repair or replacement which would improve an insured item beyond its condition immediately before the occurrence of the loss or damage leading to a claim being made. Hand-finished in 14k gold, this design has an adjustable clasp, so it can be worn at two different lengths.Care for your Pandora collection by removing jewelry before sleeping or strenuous exercise, and avoiding exposure to harsh chemicals or environments such as cleaning agents, chlorine and salt water.

Without these technologies, things like personalised recommendations, your account preferences, or localisation may not work correctly.Keep in mind that anyone can view public collections - they may also appear in recommendations and other places. The matching ring, bracelet, earrings and charms can be found online too, so you can co-ordinate your style this season. Turning off the personalised advertising setting won’t stop you from seeing Etsy ads, but it may make the ads you see less relevant or more repetitive. Adorned with glittering stones, the elevated design of this eye-catching necklace gives it a playful and unique texture. This insurance is optional and will meet the demands and needs of a UK resident requiring insurance for jewellery or watches in the United Kingdom, Channel Islands and Isle of Man plus up to 30 consecutive days elsewhere in the world any one trip.

The sparkling healing heart cut of the cubic zirconia marks the first time this stone shape is being used in the Timeless Elegance collection and is a modern take on a love token, which is ideal as a gift for someone special. If you remain dissatisfied after Lloyd’s has considered your complaint, you may have the right to refer your complaint to the Financial Ombudsman Service (FOS). New without tags: A brand-new, unused and unworn item that is not in its original retail packaging . Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.Limited, Hare Park House, Yelverton Business Park, Yelverton, Devon, PL20 7LS, and they are authorised and regulated by the Financial Conduct Authority (FCA). All products arrive with an official manufacturer's warranty, this insurance option is added protection against accidental loss, damage or theft. The chain measures between 40 - 45 cm in length, it can be adjusted, and it fastens with a lobster clasp for a secure and comfortable fit when wearing. If you are not fully satisfied with any of our products, you are entitled to request a refund or exchange.